AI Agent Governance for Banks | Raidiam

Customer to their AI agent
Look over last month's spending.
You decide. Your authorisation server issues the token.
Solutions/AI Governance
Customers want to use their own AI agent with their bank accounts. Raidiam Connect lets you check exactly which software is asking, decide what it may do for each customer, and switch it off when you need to. Build on the APIs you already offer and the ecosystem you're already connected to.
Customers already use AI agents for everyday tasks, and so do your staff. Now customers want to use them with their bank. That's a new channel and a new kind of digital experience, if you can say yes without putting customer information at risk. Today you have three options, and none of them work.
And the customer goes elsewhere for the experience.
A customer asks their AI agent to look over last month's spending. The request reaches your bank through a connector running on the customer's computer.
And it's never just one. Every customer who connects runs their own copy, on their own device, and each needs different access.
Before going live, your risk and compliance teams need confidence that you have the right controls and governance to manage AI agents securely. Without it, the programme stalls between pilot and production.
Raidiam Connect lets you trust software you have never met, and decide for yourself what that software may do.
One governed record for each piece of software, published as signed statements on OpenID Federation.
Every bank wants to avoid major changes to its existing architecture. With Raidiam Connect, you add one component alongside what you already run and the ecosystem you're already connected to.
If you already connect to an open banking or open finance ecosystem built on Raidiam's stack, in the UK or Australia for example, you already run most of what this needs: the APIs, the security profile and the certificate-based trust. Your architecture stays as it is. This builds on the standards you already run, in a way your teams already know.
What you add is short: your authorisation server resolves OpenID Federation statements, accepts the connector's attestation and issues DPoP-bound tokens. If it can't yet, Raidiam Auth does it for you.
Not on one of these ecosystems? The same open standards apply, and we help you put the pieces in place.
Run your own Raidiam Connect instance, and let customers' AI agents reach the APIs you already offer.
Raidiam integrates with Ping, ForgeRock, Keycloak and more.
Raidiam integrates with Kong, Apigee, AWS API Gateway and MuleSoft.
An MCP connector brings AI agents into Connect's trusted network, so the MCP services you expose can check them the same way.
Raidiam Auth can issue the token, alongside your existing Ping, Okta or Azure AD.
We've been doing this for a decade.
Raidiam has run trust frameworks in production since 2016.
Before you let a customer's agent in, you need four answers. Here is how you get each one.
The exact copy on this customer's computer, not the app in general.
Every customer's copy of the connector has its own key, on their own device. You let in that one copy, for that one customer.
Proof that an organisation you trust vouches for that software.
Knowing which copy is asking isn't enough. The first time the connector calls, your server checks, automatically, that an organisation it trusts vouches for that software. No forms and no onboarding by hand. Resolved, not registered.
Only what the customer approved, inside your policy.
The customer approves on their own phone with Face ID and picks which accounts to share. You issue a read only token that only that copy can use.
To stop one copy, or all of them, and leave everything else running.
Lost laptop? Stop that one copy and everyone else carries on. Each of your systems picks up the change inside a window it states in advance: 300 seconds on Raidiam's public showcase, for example.
Here is where each of the four answers comes from in Raidiam Connect, and how it reaches what you already run.
Answers Identify. Each copy's own key, and what vouches for it.
Answers Verify and Revoke. The governed record, published on OpenID Federation for your systems to read.
Answers Control if your authorisation server can't yet. It issues the token alongside it, under your policy. FAPI 2.0 certified.
Brings agents into Connect's trusted network, so the MCP services you expose check them the same way.
Answers Identify. Each copy's own key, and what vouches for it.
Answers Verify and Revoke. The governed record, published on OpenID Federation for your systems to read.
Answers Control if your authorisation server can't yet. It issues the token alongside it, under your policy. FAPI 2.0 certified.