ShaBaas Pay | Real Time Payment Provider for Australian Businesses

Over A$1M processed for Australian businesses.
From invoices to recurring payments, give clients a payment option that suits them through ShaBaas Pay.
Example invoice INV-1043 · includes A$85.00 GST
Explore invoices, payment links, recurring PayTo, direct debit and card payments.
Illustrative examples with fictional details. No payment is made.
Different teams use the same payment link for different moments: confirming a booking, collecting a deposit, closing out an invoice or giving clients a bank-first way to pay.
Send one clean link after the work is agreed, guide clients toward bank payment and keep more margin on high-value projects.
Collect retainers, deposits and final balances without turning every invoice into a card-fee decision.
Request payment on completion, store the receipt and move on to the next job with less follow-up.
Use bank payments for instant payments or repeat customers where percentage fees add up.
Take payment for sessions, packages and workshops using one branded flow clients can understand quickly.
ShaBaas Pay is an Australian payments technology provider that helps businesses and software platforms accept account-to-account and real-time bank payments through PayTo, PayID, payment links, hosted checkout and payment APIs. ShaBaas Pay is operated by ShaBaas Pty Ltd and is not a bank. Live payments require business onboarding; initial signup provides a staging workspace for testing.
Standard successful Pay by Bank payments cost $0.29 incl. GST below $100, or $0.99 incl. GST from $100 to $1,000 inclusive. Collection confirmation and payout to the merchant bank account are separate steps. View current fees and limits.
Real-time payments · PayTo · PayID · Payment links · Payment API · Security · Payment comparisons · AI developer docs (MCP)
Share a single payment link from any device and guide customers toward the lowest-cost option without adding friction to the experience.
Instant confirmation when paid
Guide customers toward low-cost real-time bank payments while keeping familiar wallets and cards available.
Send confirmations, digital receipts and updates automatically so your customers stay informed and your team can focus on growth.
Keep cards and wallets available for convenience while guiding customers toward lower-cost bank payments that settle faster.
ShaBaas Pay replaces your expensive card gateway with a single, unified checkout.
Send one link. Your customers choose to pay via low-cost Pay-by-Bank or standard Apple Pay / Google Pay / Cards.
Compare PayTo and direct debit on settlement speed, control, customer visibility and disputes.
How platforms and software businesses use PayTo APIs for recurring and authorised payments.
ShaBaas Pay is an Australian real time payment provider for businesses that want to accept bank payments online. Businesses can offer PayTo, PayID, payment links and hosted checkout, or connect through an API. These options can complement card payments while giving customers another way to pay.
Yes. ShaBaas Pay is an Australian real time payment provider that helps businesses accept account-to-account payments using PayTo, PayID and Pay by Bank, with card and wallet options available when needed.
ShaBaas Pay can replace a card-only payment link for many invoice and service-payment use cases. You send one branded link and your client can choose Pay by Bank, Apple Pay, Google Pay or card.
No. The payment experience is designed so the client can open a link and pay through the available checkout options.
Yes. Cards and wallets can remain available for clients who prefer them, while Pay-by-Bank gives you a lower-cost option.
Pay-by-Bank is based on Australian bank payment flows. For PayTo-style payments, customers authorise and manage payment agreements through their own online banking.
Create your business profile, set up your payment page and send your first payment link.
ShaBaas Pay offers PayTo and PayID as account-to-account alternatives to card payments, with low flat fees for eligible payments. PayTo lets customers authorise payment agreements through their own online banking. PayID lets customers transfer money to a registered identifier without a PayTo agreement. From 1 October 2026, surcharging on eftpos, Mastercard and Visa cards will end under the RBA reforms. Offering bank payments can help businesses manage acceptance costs. Actual savings depend on payment values, payment mix and current card fees.
ShaBaas Pay supports business payment operations with payment status tracking, transaction monitoring and Australian customer support. Customers authorise PayTo agreements through their own online banking. Over A$1 million in payments processed demonstrates use by Australian businesses. Payment availability and processing times depend on the payment method, bank and applicable checks.
I love how simple and efficient ShaBaas Pay is. Getting paid in seconds with minimal fees means more money back into our business.
Love the simple user interface and how instant and easy it is to receive business payments via ShaBaas Pay!
ShaBaas Pay helps us lower costs while staying true to our mission of running a cleaner, greener business.
Accept PayTo, PayID, cards and wallets through one payment link.
Instant confirmation when paid
ShaBaas Pay turns a normal invoice or client payment request into one branded checkout link.
Add the client, amount and invoice details once. ShaBaas Pay prepares a clean branded checkout link.
Guide them toward lower-cost Pay By Bank while keeping card and wallet options available when needed.