Brex: The Modern Finance Software Platform | Spend Smarter

Get the only complete financial stack designed to help start and scale your business.
Spend smarter worldwide with AI-powered budgets, expenses, payments, and travel.
Simplify global travel and expenses with automation that makes compliance easy.
Set budgets and allocate spend limits with auto-enforced controls that empower employees to spend wisely. Track and adjust in real time to keep everyone on budget and maximize impact.
Make expenses a breeze for employees and managers with automated receipts, an AI-powered expense assistant, in-app travel bookings and itinerary changes. All in a five-star mobile app.
Unlock up to 3.94%†, fast global payments, up to 30x higher credit limits, and cash back with a Brex business account. Plus, safeguard your capital with up to $6M in additional FDIC insurance through our program banks.
Save time with AI-powered automation of invoice entry, approval, and payments. Issue vendor-specific cards for any teams with per-transaction limits and procurement approval flows.
Save time with AI-generated suggestions and 1,000s of two-way ERP integrations. Book accruals for incomplete expenses with one click to close the books every day and automate GL coding by entity globally.
Average time saved per year by automating expenses and accounting
of all expenses prepared on Brex are handled entirely by automations
Same-hour liquidity and built-in treasury that helps you make money
— Mike Kim, Vice President of Finance, DoorDash
— Mike Kim, Vice President of Finance, DoorDash
— Mike Kim, Vice President of Finance, DoorDash
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The “total treasury return” posted (between 3.59% and 3.94%) is not the DGVXX 7-day yield, it is an annualized compounded number based on the current 7-day yield for the BNY Dreyfus Government Cash Management Fund (DGVXX) (3.53%) and the additional return paid by Brex Treasury LLC, and assumes (1) that yield will remain static, and (2) all dividends and distributions will be reinvested and held for one year, compounding at that static rate.
The additional-return rate is a Brex-set nominal rate based on your applicable balance tier and is an annualized, compounded figure. This means that if additional returns are not held for a year, the realized additional return will be lower than the displayed rate. Your tier is determined daily based on your total Brex balance across Checking, Treasury, and Vault. It may change as that balance changes; Brex may also change the tier schedule at any time. Actual payouts are calculated daily and may be lower or higher.
The total return shown is an annualized estimate. It assumes the current DGVXX yield and your applicable additional return rate remain unchanged for one year, and that monthly payouts are reinvested. Actual returns will vary because fund yields, your balance tier, and your Treasury balance may change. Additional return is calculated daily and paid monthly on funds invested in Treasury. More information can be found here.
DGVXX yields fluctuate daily, and past yields are not indicative of future yields. This means that if dividends and additional returns are not held for a year, or if rates fall, the actual realized total treasury return will be lower than the rate displayed.
The posted rate is based on customers who are eligible for the highest-tier rate on their Brex business account. Yield and additional return are variable and are earned only on invested funds in Treasury. They are calculated daily, provided monthly, and automatically reinvested. Investing in securities involves risk, including the risk of loss. An investment in DGVXX is not a bank deposit and is not insured or guaranteed by the FDIC or any other government agency. Although the fund seeks to preserve the value of your investment at $1.00 per share, it cannot guarantee it will do so, and you may lose money by investing in the fund.
Brex LLC is a wholly owned subsidiary of Capital One, N.A.
Brex LLC | 2261 Market Street STE 85844 | San Francisco, CA 94114
Brex LLC | 650 S 500W Suite 300 | Salt Lake City, UT 84101
The Brex business account consists of Checking, a commercial checking account provided by Column N.A., Member FDIC (an unaffiliated institution), and Treasury and Vault, cash management services provided by Brex Treasury LLC, Member FINRA/SIPC and a Capital One company.
Securities are offered through Brex Treasury LLC. Funds in Treasury are not FDIC-insured. Funds in Vault at program banks are eligible for FDIC insurance. Funds are not FDIC-insured until they arrive at program banks. Conditions apply.
Investing in securities involves risk and loss of money. Yield and return are variable and fluctuate. Past performance is not a guarantee of future results. This is not an offer to, or implied offer, or a solicitation to, buy or sell any securities. Brex Treasury LLC does not provide legal, tax, or investment advice. The latest statement of fina