Embedded finance news · Embedded Finance Index 2026

The latest 100 of 6,975developments tracked across every company in the Index — partnerships, product launches, bank-charter filings, acquisitions and more, newest first, each with a link to its announcement where one was recorded. Months with at least 30 developments have their own recap page, linked below; older items from smaller months stay on each company’s profile.
Launched ChatGPT Wallet, built with American Express, Mastercard and Visa: a user's dot agent pays on their behalf after a Face ID or fingerprint approval, and the card network supplies a payment token so the agent and merchant never see the card number. Users keep card rewards and dispute protections. Live for US ChatGPT Pro subscribers with eligible US-issued Amex, Chase, Mastercard and Visa credit cards; OpenAI also named Forter, Riskified, Sardine, Signifyd, Adyen, Checkout.com and Stripe as partners helping merchants recognise agent purchases.
Uber added Revolut Pay as a checkout method in Uber and Uber Eats across the UK, the EEA (except Bulgaria, Cyprus, Latvia and Slovenia), Switzerland and Norway: account-to-account payment authorised in the Revolut app and saved in Uber Wallet, with RevPoints redeemable at checkout. Uber VP Global Commerce Karl Hebert announced it as an expansion of the two companies' partnership.
Duffel partnered with Katanox, financial infrastructure for hospitality: sellers using Duffel's API to sell hotel stays (1.6M properties) will have Katanox run the payment flow, replacing virtual cards with account-to-account payments held in escrow until the booking is non-refundable, with automated reconciliation and settlement; eligible sellers get Katanox Capital payment advances. Announced, rolling out.
Sage announced it is building business accounts with debit cards, payments and reconciliation into its small-business software, with Adyen providing Banking-as-a-Service infrastructure and onboarding and Mastercard as card network partner. First implementation planned for Sage 50, Sage 100 and Sage Active in France; designed to sit alongside customers' existing bank relationships.
Employment Hero launched embedded payroll payments with Crezco: UK employers can pay salaries from inside Employment Hero's payroll by open-banking payment (Faster Payments rather than BACS), powered by Crezco. Announced by Crezco founder Ralph Rogge.
AllianceHCM, a US payroll and HCM provider, launched AllianceHCM Payroll Financing with Parafin: a line of credit eligible employers can draw to fund a payroll run, built on Parafin's Pay Over Time. Parafin handles funding, underwriting, servicing, compliance and operations; lines of credit are issued by Celtic Bank.
Airwallex signed on as early design partner of Alta, a blockchain for regulated financial institutions co-founded by Airwallex CEO Jack Zhang, and plans to connect its payments network to it for stablecoin pay-ins and pay-outs linked to local fiat rails in 200 countries and 90 currencies. Alta announced $80M in total funding (a $47.5M Series A led by Index Ventures, with GV, Blackbird, Square Peg and Capital 49). Announced, not yet live.
Nexi agreed to sell Ratepay, the German pay-by-invoice (Rechnungskauf) provider for DACH merchants, to Affirm; terms were not disclosed and closing is expected in H1 2027, subject to regulatory approval. Nexi and Affirm also signed an MoU to widen their DACH partnership, and Nexi will support the transition.
PayPal added a YouLend fixed-term business loan to its German financial services page: €1,000 to €1m for up to a year, one fixed fee, fixed weekly repayments, payout the next working day. YouLend arranges the loan and its sister company Banking Circle funds it; PayPal refers merchants and may earn a fee. Not listed on PayPal's UK, French or Dutch pages.
ConnectPay launched virtual accounts for licensed financial institutions: EMIs, payment institutions and specialised banks can give each business customer a dedicated vIBAN in that customer's name, connected to their master account at ConnectPay, so incoming payments are matched to the right customer and pass Verification of Payee name checks.
PNC launched incoming stablecoin payments for eligible corporate and institutional banking clients as a limited pilot with Coinbase: clients receive USDC on Ethereum through Coinbase's payments products, and it is converted 1:1 and credited in US dollars to their PNC account. It expands the partnership announced in July 2025 (crypto trading for PNC clients via Coinbase; PNC provides banking and treasury services to Coinbase).
Canada's Real-Time Rail launched with Wealthsimple among the first institutions on it, connected directly with no intermediary bank. Wealthsimple is building its own APIs on the RTR with ISO 20022 data and fraud tooling, with instant payment features for clients, including the 30,000 businesses it serves, due in 2027.
PNC launched incoming stablecoin payments for eligible corporate and institutional banking clients as a limited pilot with Coinbase: clients receive USDC on Ethereum through Coinbase's payments products, and it is converted 1:1 and credited in US dollars to their PNC account. It expands the partnership announced in July 2025 (crypto trading for PNC clients via Coinbase; PNC provides banking and treasury services to Coinbase).
Starling announced business credit cards for eligible business customers, rolling out over the following weeks: uncapped 1% monthly cashback, no annual or foreign exchange fees, physical and digital cards, credit limits up to £100,000, Mastercard perks, 24.90% APR (variable).
Tabs named Adyen its first payments partner: Adyen is the processor behind Tabs Pay, Tabs' embedded payments product for billing, collecting and reconciling inside Tabs, using Adyen's instant bank verification and PCI Level 1 environment.
Launched BLIK Global, the first BLIK offering for customers living outside Poland: about 2.2 million Revolut customers across Europe with an active PLN balance can generat