Plaid Bank Feeds via Core Exchange | One API for Plaid and Native Feeds | Apideck

Apideck and Plaid have signed a partnership. Coming soon.
Integrate the Bank Feeds API once. Apideck posts statements natively into Xero, NetSuite and the rest today, feeds QuickBooks Online through Intuit Bank Feeds (early access), and lists you on Plaid next.
Your customers’ accounts
Select a transaction to inspect its payload
Lumen Studio’s cash-flow app
On the Plaid network
Balance at Your Application
Atlas Freight’s QuickBooks Online
Through Intuit Bank Feeds
Freight invoice paid
Harbor Bakery’s Xero
Simulated data and sample customers. Each customer’s transactions go to the system that customer uses; Plaid and Intuit request them on their own schedule, native feeds receive statements as you post them. One integration on your side serves all of them.
Your business customers live in different tools. You build one Bank Feeds integration and Apideck takes your accounts to each of them, by the route each one accepts.
Business finance apps such as lending, spend and cash-flow tools, plus Xero in the US, Zoho Books, FreshBooks, Wave, Acumatica, Odoo and Campfire.
QuickBooks Online, through Intuit’s own bank feed program, on the same FDX provider as Plaid.
Statements posted straight into Xero, NetSuite, Sage Intacct, Exact Online, Moneybird, Pennylane, Snelstart, Twinfield and more.
Plaid Bank Feeds is the common name for listing a financial platform on the Plaid network, so its accounts can be linked from the apps and accounting software that use Plaid. The product underneath is Plaid Core Exchange, an API specification built on the FDX standard. The platform exposes accounts, balances and transactions, and Plaid retrieves them for each app a customer connects. Doing it yourself means running an OAuth server, the FDX endpoints and Plaid’s validation. With Apideck it is one more route behind the Bank Feeds API you already use to push statements into accounting platforms, served by FDX Connect, the same provider that already feeds QuickBooks Online through Intuit Bank Feeds.
A native bank feed connects one customer to one accounting platform. A Plaid listing makes Your Application a searchable institution in every app and accounting platform that uses Plaid.
App categories are illustrative. Accounting platforms shown are those whose own help docs name Plaid as a bank connection provider.
Whether you power accounts inside other platforms or serve your own customers, the planes do not change. Only who owns the sign-in does.
Your Application powers accounts inside partner platforms, such as marketplaces or vertical software. Each partner owns the login and the brand, so its customers find the partner’s name in the bank list. Your Application sends data once; nothing changes for it per partner.
Apideck is never in the money path. A bank feed carries data; money stays with Your Application.
The provider in the middle of every diagram on this page.
FDX Connect is Apideck’s data provider built on FDX, the open banking standard that Intuit and Plaid both read. You never call it: you post accounts and statements to the Bank Feeds API, and FDX Connect serves them to the networks that pull.
Core Exchange puts the customer on the institution’s own login. With Apideck that is the Your Application login they already trust. Step through it.
A customer of Your Application links their business account inside a finance app that uses Plaid, say a cash-flow or lending tool. The sign-in is Your Application's own, Plaid shows the account picker, and Apideck serves the data through Core Exchange.
Enter details manually
Takes 1 to 3 business days
The app opens Plaid Link with a link token from its own server. Nothing has reached Your Application or Apideck yet.
Illustrative walkthrough with sample data. Screens are simplified mock-ups, not Plaid’s, Intuit’s, Xero’s or any app’s actual interface.
A native feed reaches a ledger with full statement control. A Plaid listing reaches a network. Apideck picks the route per connection, so you get both from one API.
34 accounting platforms are reachable today through one Accounting API integration; the Plaid route adds FreshBooks and Wave. Counted as platforms: Exact Online’s regional editions and both Sage Intacct APIs count once each.
Statements pushed straight into the ledger’s own bank feed
Intuit pulls from the same FDX provider that serves Plaid
Accounting platforms whose own docs name Plaid for bank connections
Transactions posted as journal entries through the Accounting API. No reconciliation queue, and a different call from bank-feed-statements.
Most of the stack already runs today for Intuit Bank Feeds, in early access. Going live on Plaid is an onboarding, not a build.
We set up your institution
Your brand name, logo and login address. Platforms that power several brands get one listing per brand.
You add one step to your login